Credit Restoration Ltd

Welcome to Credit Restoration LTD. Here are things you need to know. In this credit driven economy, at times it may feel like your hands are tied behind your back. Now the question is, who's tying them? And how do you get free? Every adult in America is “watched” by three major credit bureaus- Trans Union, Experian, and Equifax. Between these three entities, they accumulate millions of files each year which are often referred to as Credit Reports.

It is common knowledge that most individuals don't track and review their credit files. Therefore many don't realize they have bad credit. This often leaves many people open to be preyed upon by the Credit bureaus. These companies have successfully made billions of dollars by making sure people are "in the dark" concerning their rights when it comes to restoring their credit and by putting negative information on your Credit Reports.

"In 1996 the 104th Congress passed major revisions to the Fair Credit Reporting Act." One of the laws amended under the F.C.R.A. was that it requires credit bureaus to weigh information from consumers against information from creditors and to delete information that cannot be verified! It does not matter if the debt is yours or not. It must be Accurate. Your file can be right, and not Accurate". View the complete FCRA.

Some Key Points to Know:

Credit Bureaus don't want you to have perfect credit.
Credit Bureaus work hand in hand with Credit Lenders. i.e. Mortgage, Car, Insurance, and credit Cards, etc.

If you have negative/inaccurate information on your credit reports, these companies will charge you higher interest rates. In other words, the higher the interest rate, the more money they make. Would you loan money to a person at 6% interest when you can get 15% ?

Your Good Credit is very important to your daily life. Let us help you to get your personal and financial freedom back.